Auto loan calculator Table of Contents Toggle Auto loan calculatorAuto Loan Calculator Auto loan calculator You are viewing a shared report. For privacy and security, this data will be automatically deleted from the server in 60 days. Auto Loan Calculator Calculate your exact monthly car payment including trade-ins, negative equity, taxes, and dealer fees. USD ($) EUR (€) GBP (£) INR (₹) AUD (A$) CAD (C$) Auto Price iThe negotiated purchase price of the vehicle before taxes, fees, and trade-ins. $ Loan Term iThe duration of the auto loan (typically 36, 48, 60, or 72 months). Months Years Interest Rate iThe annual percentage rate (APR) provided by the dealer or your bank. % Down Payment iCash you are paying upfront to reduce the loan amount. % % $ Your State iSelect your state to auto-fill the average auto sales tax rate. You can edit this manually if your local tax differs. -- Select -- Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Sales Tax iPercentage tax applied to the vehicle. In most states, trade-in value reduces the taxable amount. % % $ Trade-in, Rebates & Dealer Fees ▼ Trade-in Value iThe amount the dealer is giving you for your old car. This typically reduces your sales tax. $ Amount Owed on Trade-in iIf you owe more than your trade-in is worth (negative equity), this amount gets added to your new loan. $ Cash Incentives / Rebates iCash rebates or dealer incentives that directly reduce the purchase price. $ Title, Reg, and Other Fees iDocument fees, dealer fees, and title registration costs. These are added to the total cost. $ Include taxes and fees in loan Results update automatically as you type. Monthly Payment $0 Total Loan Amount $0 Taxes & Fees Paid $0 Total Interest Paid $0 Out-the-Door Vehicle Price $0 Total Cost (incl. Interest) $0 View Amortization Schedule Swipe table to view more Month Payment Principal Interest Balance Save & Share Report Download PDF Clear / Restart Copy Link × Share Result Copy WhatsApp Facebook Messenger 🖨️ Print 🔗 Share Link 💾 Save Result 💻 Embed Tool Embed this tool on your site ✅ Code copied! Copy Code More in Financial payment calculator Investment calculator Personal Loan Calculator Mortage Calculator Retirement